Prepaid Debit Cards

The NetSpend prepaid debit card is a great way to manage your money. It is like having a bank account without the overdraft fees. The card has a lot of great features:

Safe – Don’t risk walking around with a bunch of cash in your pocket.  Keep your money protected with your own PIN (personal identification number).  If you lose your card, your money is still safe, just call NetSpend and order a replacement card.

Convenient – A NetSpend card can be used at any store that accepts VISA or Mastercard.

Load money – You can load money onto your card at any Unbank location for just $2.  You can also load your NetSpend at lots of other locations around the Twin Cities or even across the country.

Low Cost – choose from 3 affordable fee plans

• Pay as you go - $1 per POS transaction
• Monthly unlimited plan - $9.95 per month – unlimited POS usage for 1 month
• Annual unlimited plan - $69.95 per year – unlimited POS usage for 12 months

Access to CASH – You can easily get cash from any ATM that accepts VISA/Mastercard with your card and PIN for a $2.50 fee (plus the ATM surcharge).  You can also request “cash back” on transactions at certain grocery or convenience stores to avoid the ATM fees.

Direct Deposit – FREE - you can have your paycheck or government benefit check (SSI or SSA) deposited directly onto your card at no cost.

Anytime Alerts – FREE – you can receive a text message or email each time your card is used so you can keep track of the balance.

Savings account that pays 5% interest – you can easily shift some of your card balance into a savings account that pays 5% interest.  If you need the money, simply transfer it back onto your card.

Manage your account online or use the 1-800 customer service line – FREE